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Gusto alternatives, ranked by what they actually cost

The cheapest published alternative to Gusto in this market is Homebase at $99 a month for 10 employees, against Gusto's $109.

Ordering below is by monthly cost at 10 employees and nothing else. No vendor has paid to appear or to be placed higher.

When Gusto is still the right answer

Cost is one column of several, and this site only holds that column. If you are already running Gusto and it works, the cost of switching payroll mid-year — re-entering year-to-date figures, re-filing, retraining whoever runs it — is real and is not on this page. A cheaper monthly figure has to clear that cost before it is a saving.

The alternatives, by published cost

Ordered by monthly total at 10 employees. Published prices only. checked 2026-09-06
VendorCheapest planAt 10 employeesWho it fitsNext step
HomebaseBasic + Payroll$99
$9.90/employee
teams wanting the lowest published monthly billFigures checked 2026-09-06
Stay on Gusto$109switching cost is not counted anywhere on this pageIts figures
monthly total = base fee + (per-employee fee x headcount) effective PEPM = monthly total / headcount annual total = monthly total x 12 + setup fee three-year cost = annual total x 3

No other adjustment is applied. We do not add estimated tax-filing fees, discounts, or promotional pricing. The full method is at Method.

Related

Written by Kaz, independent publisher. No commercial relationship with the companies named unless it is listed on the disclosure page.

Page last updated: 2026-09-06. Sources: vendor pricing pages only. Figures checked between 2026-08-20 and 2026-09-06. I have not used these products. Nothing here is a personal test result.

Ranking method and formulas: Method. Listing position on this site is not for sale.

Corrections: contact form.