How many kinds of service get called "EOR," and which row of the price list is which?

Summary

Summary

Five. EOR through the provider's own entity; EOR through a local partner's entity; co-employment in the United States (PEO); contractor of record, also called agent of record, where the provider contracts with the contractor and carries the misclassification risk; and contractor management, which handles payments and paperwork only. Sorted by who the legal employer or contracting party is: the first two are the provider, PEO is your company jointly with the PEO, contractor of record is the provider (but as a contract for services, not employment), and contractor management is your company directly. Across the fourteen providers, published prices run $99 to $699 for EOR, $125 for PEO (Deel, US only), $99 to $400 for contractor of record, and $0 to $49 for contractor management.

The five in one table

KindLegal employer or contracting partyEmployee or contractorPublished band, 14 providersExamples
EOR, owned entityThe provider's local entityEmployee$99 to $699 per person per monthRemote (states owned only), Deel (100+ countries)
EOR, partner entityA local partner firmEmployeeSame band, same rowsRemoFirst (states partners), Oyster (both)
PEO (US)Your company and the PEO jointlyEmployee$125 (Deel)Deel US PEO
Contractor of record / agent of recordThe provider contracts with the contractorContractor$99 to $400Native Teams 99, Skuad AOR 99, Horizons 199, Papaya 199, Atlas AOR 199, Deel 325, Remote 325, Multiplier 400
Contractor managementYour company contracts directlyContractor$0 to $49 (Playroll: flat $35 a month)RemoFirst free, Papaya 5, Native Teams 19, Skuad 19, RemoFirst Premium 25, Remote 29, Oyster 29, Horizons 29, G-P 39, Deel 49, Multiplier 49

Two kinds share the EOR row

The EOR row on a price list does not separate owned-entity from partner delivery. Horizons' $199 and RemoFirst's $199 sit side by side, and the company signing the employment contract may differ. Only three providers say which they are on the page: Remote (owned only), RemoFirst (partners), Oyster (both). For the rest it is a country-by-country question.

Partner delivery is not the lesser model. What changes is who you deal with when something goes wrong, how long onboarding takes (Multiplier: three working days or less through an owned entity, 13 to 15 through a partner), and the possibility that deposit and exit terms come from the partner's contract.

PEO is not EOR

A PEO is US co-employment for a company already registered in the state, and it sits on its own row at its own price. Deel's $125 is a fifth of its $599 EOR; it is cheaper because most of the employer's obligations stay with your company. Covered separately.

Contractor of record against contractor management: who signs

With contractor of record (Skuad and Atlas say agent of record), the provider signs the services contract with the contractor and carries the consequences if the relationship is found to be employment. With contractor management, your company signs and the provider handles payments and paperwork.

The price gap tracks the liability gap: $49 against $325 at Deel, $19 against $99 at Native Teams. On contractor management, misclassification risk stays with you. The contractor or employee decision comes before this row's price.

Telling them apart on a pricing page

  1. "Employer of Record": $99 to $699 means EOR. Look for "owned entity" or "partner"; if neither, ask per country
  2. "PEO" or "co-employment": US only, a fraction of the EOR price
  3. "Contractor of Record," "Agent of Record," "fully managed," "misclassification protection": contractor of record
  4. "Contractor management," "Contractor Pay," "CMS," "payments only": contractor management

Papaya Global lists all three contractor-side products on one page, and this site's August misreading of its contractor price came from confusing the third with the second. That is why the list above exists.

Sources

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Written by Kaz, independent publisher. No commercial relationship with the providers named unless it is listed on the disclosure page.

Page last updated 2026-10-05. Sources are listed per figure and labeled statutory or payroll reference. Rates last verified 2026-08-21. This is not legal, tax or payroll advice and we do not file anyone's payroll.

Every formula on this site is written out in full on Method. Ordering is by computed cost, never by what a provider pays us.

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